Credit Ratings
Reviewed and refreshed April 21, 2026.
Truist Financial Corporation
| Rating | S&P | Moody’s | Fitch | DBRS Morningstar |
|---|---|---|---|---|
| Outlook / credit trend | Stable | Stable | Stable | Stable |
| Issuer | A- / A-2 | Baa1 | A / F1 | AAL / R-1M |
| Senior debt | A- | Baa1 | A- | AAL |
| Subordinated debt | BBB+ | Baa1 | BBB+ | AH |
| Preferred stock | BBB- | Baa3 (hyb) | BBB- | AL |
Truist Bank
| Rating | S&P | Moody’s | Fitch | DBRS Morningstar |
|---|---|---|---|---|
| Outlook / credit trend | Stable | Stable | Stable | Stable |
| Issuer | A / A-1 | A3 | A / F1 | AA / R-1H |
| Deposits | no rating | A1 / P-1 | A+ / F1 | AA |
| Senior debt | A | A3 | A | AA |
| Subordinated debt | A- | A3 | A- | AAL |